Wednesday, March 22, 2017

Common Sense Politics - Medical Insurance

I know, I know. You looked at the title of this entry and you immediately were like common sense and politics don't even go together... especially now-a-days, right? I disagree. While our current administration is full of clowns putting on a daily show, common sense and politics CAN go together.  Every issue has a common sense solution, something that may not be what everyone wants, but what will benefit the most people. With that in mind, let's talk health insurance.

Supposedly a big vote is going to take place on Thursday. Congress wants to try to pass that piss poor AHCA (aka American Health Care Act aka Trumpcare). Now listen, I have never made it any secret that I am not a Republican, right? That is not the reason I vehemently oppose this health care act. Simply put, I oppose the ACHA because it will hurt a lot of my fellow Americans. Almost every report that has reviewed the ACHA has said that the number of uninsured Americans will go up,  premiums will be unaffordable and insurance companies will be able to deny coverage. Before we get into this, I realize that if you are one of those people that bitch about how the Affordable Care Act (aka Obamacare) is the worst thing to ever happen to America since us commie liberals made y'all take down the Ten Commandments from your small town courthouses... uh, you might not get what I am about to type. It is ok. I'll make it plain enough for you to get it. Yep, even you. So, let's get into it.

For the record, I have insurance through Lefty's employer. We are not covered under the ACA, nor would we be covered under ACHA. I do not see the Affordable Care Act as the end all, be all. It certainly should NOT be the end of America searching for a cure to our outlandishly high health care costs. Not even close. There ARE problems with the ACA. I appreciate it for what it is-- a beginning point. With that said, it is absolutely my belief that the ACA is beneficial to more people-- right now. I searched Twitter to see WHY people are so opposed to ACA and the top three reasons are: 1. they didn't know that the ACA and "Obamacare" are the same thing; 2. they hate that the government is "making" them get insurance and 3. they are pissed because premiums have gone up for their family. Common sense can be used to address all three of these concerns. Some of y'all are not going to like my delivery, but that won't negate the validity of the answers (so suck it up, buttercup and get ready for this truth).

To address number 1: if you are/were enrolled in and served by the ACA but didn't know that it was also called "Obamacare" you need to get your life together. I mean, you are just stupid. If you went to rallies to scream about how "Obamacare" is terrible/ruining our country/needs to be repealed and replaced, not realizing that you are covered under THAT very program you should be made to go home and only be allowed to watch CSPAN until you are able to pull your head out of your ass. You should not be allowed to mingle with the public. You're dumb and the ACA is the least of your problems. Honestly.

Number 2: if you are a true conservative, seeking smaller government, I guess I could see that you would be miffed that the big bad government is making you get medical insurance. I guess. But even if I let that slide, there are so many instances where Americans are mandated to do something. Since I own a car, I have to have insurance, right? You know why? Because if I get in a wreck someone will have to pay for property damage and physical injury. Have to have it, and if I roll the dice and choose not to get car insurance, I will have to pay the price for that. Why are people expecting health insurance to be held to a different standard? Common sense would dictate that you should have health insurance, especially since you and your family could be bankrupted by a visit to the emergency room.

Number 3: Premiums have gone up. Yep. Especially if you are young and healthy. That is how this works. The young(er) and healthier generally pay more. And from what I have read about ACHA, your premiums are going to skyrocket if that act is passed. I know that some people are convinced that their premium went up ONLY because of the ACA. You poor souls. I know. But, your premium going up has more to do with the bottom line of your insurance company, rising health care costs and rising numbers of extremely sick Americans.

Here is the deal: everyone should have health insurance. A major illness could be catastrophic for a family without insurance. I saw the bills after I gave birth to my daughter last year. Without insurance my stay in the hospital would have been $50K+ and hers would have been $20K. Seventy thousand dollars for the birth of a child. Health care costs are out of control. What SHOULD happen is: Congress (all of whom have health insurance that the American public pays for) should build upon the ACA. They should make sure that everyone can be covered-- even if they have had pre-existing conditions, the insurance should be affordable and there should be a reward for medical professionals who work efficiently while caring for patients. Is this possible? Yep. Will it be easy? Nope. But we should not allow them to skate on this. After all, I am sure that the insurance we provide them with is A+.

Saturday, March 18, 2017

Valentine's Day Recap

Why has it taken me so long to post this? My house has an infant crawling around... and I have been under-caffeinated, but never fear... I am back!! 

Here is a shocker: I don't really DO Valentine's Day. SURPRISE!! I mean, I get the "day of love" idea and I don't want to minimize whatever it means to other folks, but it has never really been my thing. I have always had a Valentine. And I realize how ridiculously pompous THAT sounds, but stick with me here. I have always had a Valentine because my DAD has always been my Valentine. He is so cute and has always made sure to wish my sister and I a Happy Valentine's Day for as long as I can remember-- didn't matter if we were dating someone or single. Not for nothing, but there is something to be said a father's involvement in the life of his daughter. I grew up expecting certain things from the men I dated... but that is for another blog entry. 

Now I have three built in Valentines-- my dad, Lefty and Baby K. Lefty is super sweet and complete "gets" that I am not really a Valentine's Day kind girl. He gave me exactly what I wanted this year-- an extended nap, candy and lunch. Yep, I am totally that girl. He did also get me some flowers, and Cat Knapp spent the week thinking of how he could eat said blooms without getting caught (which is the reason I don't really do flowers). The nap? BEST.PRESENT.EVER. I felt like a new woman. Between that and the present that my dad dropped off, I might be able to be human again... on a semi-regular basis. 

Baby K and I have been in deep conversations about her sleep schedule, or lack thereof. This conversation has been going on for 3 months. During these 3 months, mama has been... testy, to say the very least. The week before Valentine's Day I went into my kitchen to start my second carafe of coffee and the noise that came out of my coffeemaker was something out of a horror film. Needless to say, I was none too pleased and posted a Facebook status saying exactly that. Note: that coffeemaker died the week after Valentine's Day, so that makes the next paragraph even MORE beautiful.

Welp, on Valentine's Day Papa Hot, Black and Bitter sent me a text in the wee hours of the morning (like 7:45 or so) and of course Baby K and I were awake. He said that he had my Valentine Cup O' Joe and he would be over shortly. I thought that he got me a cup of coffee (and a donut because... uh, I'm phat like that- LOL). Baby K and I went into our library and waited for Pops to pull up. Y'all... look what my first and forever Valentine got me. 

Between Papa Hot, Black and Bitter and Lefty I am the luckiest girl in the world. Be jealous.

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